430 Rue de l'Harmonie

Property Details

Market analysis

Listed at $614,000, this single-family home is located in Duvernay (Laval). The CourtiConnect algorithmic estimate, based on 30 comparable properties in the area, places its market value between $752,000 and $848,000 (median $800,000). The asking price sits about 23.2% below that range, a gap that may signal an opportunity, to be confirmed with an OACIQ broker. Range based on a broad sample of comparable sales, without accounting for the property's condition.

On the market for 77 days (listed on June 22, 2026), a duration that, in this area, opens a more substantial negotiating margin (indicatively 4-7%).

On the financing side, a purchase at $614,000 implies a down payment of $30,700 (5%), for an estimated monthly payment of $3,072, or $122,800 (20%), roughly $2,509 per month, over 25 years at a reference rate of 3.69%. Also to budget for: the transfer duty, commonly called the welcome tax, of about $7,321 at this price.

In the Duvernay neighbourhood, there are currently 111 properties for sale and 48 sold recently, which points to a relatively quiet market.

CourtiConnect algorithmic estimate, provided for information purposes and based on available market data. It does not constitute a professional appraisal within the meaning of Quebec’s Real Estate Brokerage Act.

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