40 Rue Harmony

Property Details

Market analysis

Listed at $855,000, this single-family home is located in Kirkland. The CourtiConnect algorithmic estimate, based on 47 comparable properties in the area, places its market value between $957,000 and $1,079,000 (median $1,018,000). The asking price sits about 16% below that range, a gap that may signal an opportunity, to be confirmed with an OACIQ broker. Range based on a broad sample of comparable sales, without accounting for the property's condition.

With 49 days on the market (listed on August 3, 2026, negotiation becomes realistic, with an indicative margin of 2-4%).

On the financing side, a purchase at $855,000 implies a down payment of $42,750 (5%), for an estimated monthly payment of $4,278, or $171,000 (20%), roughly $3,494 per month, over 25 years at a reference rate of 3.69%. Also to budget for: the transfer duty, commonly called the welcome tax, of about $10,936 at this price.

In the Kirkland neighbourhood, there are currently 114 properties for sale and 39 sold recently, which points to a relatively quiet market.

CourtiConnect algorithmic estimate, provided for information purposes and based on available market data. It does not constitute a professional appraisal within the meaning of Quebec’s Real Estate Brokerage Act.

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