20 Chemin Saint-François-Xavier

Property Details

Market analysis

This condo, located in Candiac, is listed at $349,900. The CourtiConnect algorithmic estimate, based on 16 comparable properties in the area, places its market value between $432,000 and $488,000 (median $460,000). The asking price sits about 23.9% below that range, a gap that may signal an opportunity, to be confirmed with an OACIQ broker. Range based on a broad sample of comparable sales, without accounting for the property's condition.

With 35 days on the market (listed on August 3, 2026, negotiation becomes realistic, with an indicative margin of 2-4%).

On the financing side, a purchase at $349,900 implies a down payment of $17,495 (5%), for an estimated monthly payment of $1,766, or $69,980 (20%), roughly $1,430 per month, over 25 years at a reference rate of 3.69%. Also to budget for: the transfer duty, commonly called the welcome tax, of about $3,359 at this price.

In the Candiac neighbourhood, there are currently 126 properties for sale and 71 sold recently, which points to a relatively quiet market.

CourtiConnect algorithmic estimate, provided for information purposes and based on available market data. It does not constitute a professional appraisal within the meaning of Quebec’s Real Estate Brokerage Act.

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