45 Rue du Lac

Property Details

Market analysis

This single-family home, located in Sainte-Rose (Laval), is listed at $562,500. The CourtiConnect algorithmic estimate, based on 40 comparable properties in the area, places its market value between $655,000 and $739,000 (median $697,000). The asking price sits about 19.3% below that range, a gap that may signal an opportunity, to be confirmed with an OACIQ broker. Range based on a broad sample of comparable sales, without accounting for the property's condition.

On the market for 77 days (listed on June 29, 2026), a duration that, in this area, opens a more substantial negotiating margin (indicatively 4-7%).

On the financing side, a purchase at $562,500 implies a down payment of $28,125 (5%), for an estimated monthly payment of $2,815, or $112,500 (20%), roughly $2,299 per month, over 25 years at a reference rate of 3.69%. Also to budget for: the transfer duty, commonly called the welcome tax, of about $6,721 at this price.

The Sainte-Rose area reports a median household income of $85,000 and 67% homeowners, according to census data.

CourtiConnect algorithmic estimate, provided for information purposes and based on available market data. It does not constitute a professional appraisal within the meaning of Quebec’s Real Estate Brokerage Act.

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