Sainte-Thérèse is one of the most sought-after cities in the Lower Laurentians in 2026. Connected to Montreal via Highway 15 and the exo Saint-Jérôme line, the city combines historic downtown charm and new residential developments. The median single-family home sits around $476,000, about 15% below the Montreal median ($560,000 QPAREB March 2026). To compare with other Laurentians areas, see also our Laurentians real estate market 2026 analysis.
💰 Sainte-Thérèse vs Montreal
$476,000
Sainte-Thérèse
$560,000
Single-family MTL
-15%
Discount vs MTL
Sainte-Thérèse applies a 0.85× ratio on the Montreal single-family median. The historic downtown and new developments near the exo station support an active market with short days-on-market at the spring peak.
🧮 Reproducible calculation: $476,000 at 3.69%
| Purchase price | $476,000 |
| Down payment (20%) | $95,200 |
| Mortgage | $380,800 |
| 5-year fixed rate | 3.69% |
| Amortization | 25 years |
| Monthly payment (P&I) | ~ $1,945 |
💵 Total savings vs Montreal
Purchase price savings: $84,000
Down payment savings (20%): $16,800
Monthly savings vs $560K: ~ $430/month
Interest savings over 25 years: ~ $129,000
🔍 Estimation methodology
📐 Estimates based on QPAREB March 2026 data and historical sector ratios. Sainte-Thérèse ratio: 0.85× on single-family. Request a comparative analysis from a local OACIQ broker for precise valuation.
🎯 Buyer and seller strategy
✅ Buyers
First-time buyers: 15% discount opportunity
Target streets walking distance from exo station
Valid pre-approval before BoC April 29
💰 Sellers
Market sustained by Montreal exodus
Highlight Highway 15 and exo access
Spring peak: target May-June
Related Articles
Saint-Jean-sur-Richelieu Real Estate Market 2026: Complete Analysis
Saint-Jean-sur-Richelieu in 2026: median prices, best sectors, plex investment data. South Shore growth market.
Joliette Real Estate Market 2026: Prices, Trends and Opportunities
Joliette 2026: median $310K, 44% below Montreal. Growing Lanaudière market. QPAREB data.
Laval Real Estate Market May 2026: Inventory Rises, the Buyer Window Opens
Laval real estate market in May 2026, in line with the province: sales -6%, listings +13%, single-family price +5%. A market normalizing without losing value, with a stable policy rate at 2.25%.
Restez informé du marché immobilier
Recevez nos analyses et conseils chaque semaine, directement dans votre boîte courriel.