Lachine is one of the most accessible boroughs in southwest Montreal in 2026. Bordered by the Lachine Canal and Lac Saint-Louis, the area combines reconverted industrial heritage and new condo developments in Lachine-Est. In April 2026, the median single-family home sits around $515,000, about 8% below the Montreal median of $560,000 per QPAREB. To compare with other areas, see also our Montreal house prices 2026 analysis.
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💰 Lachine vs Montreal
$515,000
Single-family Lachine
$412,000
Lachine-Est condo
-8%
Discount vs MTL
Lachine historically trades at an 8% discount to the Montreal median (ratio 0.92×), making it one of the last on-island sectors under $550,000 for a single-family home.
🧮 Reproducible calculation: $515,000 at 3.69%
| Purchase price | $515,000 |
| Down payment (20%) | $103,000 |
| Mortgage | $412,000 |
| 5-year fixed rate | 3.69% |
| Amortization | 25 years |
| Monthly payment (P&I) | ~ $2,105 |
For a Lachine-Est condo at $412,000, monthly payment drops to about $1,685 with 20% down.
🏗️ Lachine-Est: new condos
Lachine-Est is one of the main industrial conversion areas in southwest Montreal. The reconversion of former industrial sites has produced a wave of new condos between $380,000 and $480,000, primarily aimed at first-time buyers and young households. The project includes a linear park, Lachine Canal access and pedestrian/cyclist amenities. A potential future REM extension could add value over time.
🔍 Estimation methodology
📐 Estimates based on QPAREB March 2026 data and historical sector ratios. Lachine ratios: 0.92× on single-family, 0.98× on Lachine-Est condo. Request a comparative analysis from a local OACIQ broker for precise valuation.
🎯 Buyer and seller strategy
✅ Buyers
Use the 8% discount to enter the on-island market
Target Lachine-Est for future REM upside
Lock in 5-year fixed before BoC April 29
💰 Sellers
QPAREB seller's market: list at fair median
Highlight canal and Lac Saint-Louis access
Spring peak: target May listing
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