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MARKET ANALYSIS

Côte-des-Neiges Real Estate Market 2026: $428,000 Condo

Median condo $428,000 (+2% vs MTL), monthly payment $1,750 at 3.69%. QPAREB March 2026 data.

📅 April 14, 2026⏱️ 9 min read📊 QPAREB · sector ratios

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Côte-des-Neiges is one of the densest and most multicultural neighbourhoods in Montreal, marked by Université de Montréal, HEC, Polytechnique, and the Sainte-Justine and Jewish General hospitals. In April 2026, the median condo sits around $428,000, slightly above the Montreal condo median of $420,000 published by QPAREB (+3% YoY). To compare with the rest of the metro area, see also our article what is my condo worth in Montreal 2026.

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💰 CDN condo median vs Montreal

$428,000

Condo CDN

$420,000

Condo MTL (QPAREB)

+3%

YoY change MTL

The Montreal condo median per QPAREB March 2026 is $420,000 (+3% YoY). Côte-des-Neiges historically trades at a slight premium — observed ratio 1.02× — placing the local median around $428,000.

🧮 Reproducible calculation: $428,000 at 3.69%

Purchase price$428,000
Down payment (20%)$85,600
Mortgage$342,400
5-year fixed rate3.69%
Amortization25 years
Monthly payment (P&I)~ $1,750

Add typical CDN condo fees ($250-400/month) and municipal taxes for total monthly cost.

🏛️ Rental demand and yield

CDN concentrates a structurally high rental demand: Université de Montréal, HEC, Polytechnique, Sainte-Justine and Jewish General hospitals generate constant flows of students, residents, nurses and researchers. A 2-bedroom 800 sqft condo typically rents for $1,700 to $2,100/month, giving a price-to-rent ratio of about 200× — above the typical 150× profitability threshold.

🔍 Estimation methodology

📐 Estimates based on QPAREB March 2026 data (Montreal condo median $420,000, +3%) and historical sector ratios. CDN / MTL ratio: 1.02×. For a precise valuation, request a comparative analysis from an OACIQ-licensed local broker.

🎯 Buyer and seller strategy in April 2026

✅ Buyers

Verify contingency fund before any offer

Prefer buildings under 25 years old

Lock in 5-year fixed at 3.69% before BoC April 29

💰 Sellers

Condo market +3% YoY — good timing

Highlight UdeM / hospital proximity

Prepare condo documents in advance

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Based on recent sales in Côte-des-Neiges.

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Written by Hamza T., OACIQ-certified realtor · AI graduate, UQAR

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